Broker Check

What We Do

We do Financial Planning.  Financial Planning is not just securities brokerage or investment management nor is it or insurance sales or accounting or tax preparation or legal advice. All these are services or professions that are components of financial planning.

If Financial Planning is not any of those things, then what is it? Quite simply, Financial Planning is a process through which the summation of all those components focus on your financial destination and journey. Creating this map for your life’s financial journey can be accomplished by diagnosing and curing current issues or problems, preventing future ones while capitalizing on opportunities to reach your goals. The inevitable byproduct of this process can be the services and products of those components.

Wealth Management

Small Actionable steps:

Organize Strategize & Analyze Plan & Build Monitor & Review

  • Begin to create a more complete plan, start here
  • Discovery – Focus on the human elements, not just your money
  • Financial Organization: All-in-one place 
  • Ongoing risk assessment and navigation: Protection & Wealth
  • Investment solutions tailored to meet your goals
  • Budgeting conversations: Forecasting cash flows for clarity
  • Social Security Decisions: How & When to file
  • Generating ideas for you to pursue your goals
  • Collaborating with other Financial professionals

Investment Advisory

  • Investment only decisions based personal market risk tolerance, proper asset allocation, portfolio construction and management
  • Creating strategies to help meet your goals and objectives

Protection / Insurance 

  • Protecting what is important
  • Discovery and review of current protection and needs
  • Recommendations & Implementation as needed

Tax Planning

  • Understanding upcoming Tax law changes
  • Consider your future return expectations and reduce surprises

Business Retirement Planning

Growing a business is a difficult undertaking today as business owners must confront a myriad of tax laws and regulations while trying to effectively create products or services, manage their employees, develop and cultivate clients, and do so profitably.

Often business owners are so involved in their business they overlook their own financial needs and key planning considerations that could help their business grow and prosper. Also, the livelihood of a business owner can be imperiled when unexpected events occur that adversely affect the bottom line of the business.

Retirement Planning – Providing Benefits

  • Retirement Plans are an important part of this planning for themselves and their employees with such plans as 401(k)’s, Profit Sharing Plans, Cash Balance Plan, SEP’s and Simple IRA’s.

Succession Planning – Protecting Your Business

  • These challenges can also be met with proper planning such as business succession planning, key employee protection or executive compensation planning.